Commercial Auto Classifications
Definition of Service, Retail, and Commercial Use
 

Service Use

Autos used for transporting the insured's personnel, tools, equipment and incidental supplies to and from a job location. This classification is confined to autos principally parked at job locations for the majority of the working day or used to transport supervisory personnel between job locations.
 

Retail Use

Autos used to pick up property from, or deliver property to individual households.
 

Commercial Use

Autos used for transporting property other than those autos defined as service or retail.